Welcome to Sink or Swim Merchant Services
We Can Help You Unlock the Full Potential of Your Business
Schedule a Cost-Saving Consultation & Learn how to Qualify for a FREE Terminal

Optimize
Your payment processing for maximum efficiency & speed

Boost
Your profit margins with low processing fees

Enhance
Your payment options for better customer experience
Don't Let Payment Processing Problems Hold Your Business Back
Say Goodbye to High Fees, Slow Payments and Inefficient Services

Do you struggle with high fees, slow payments and inefficient services from your current payment processing provider?
These issues are all too common for business owners and can lead to significant financial losses, decreased customer satisfaction, and reduced growth.
Imagine having the peace of mind that comes with knowing your payments are being processed smoothly and efficiently.
That’s where we come in. Our merchant services are designed to solve these common problems and help you focus on growing your business.
Accept Any Payment Type with Ease & Stop Leaving Money on the table







Revolutionize Your Payment Processing
Experience the benefits of streamlined, efficient and profitable merchant services with us.

Say goodbye to complicated payment processing and hello to a seamless, efficient system.
Keep your customers' sensitive information secure with our top-notch security features.
Accept payments in any form, whether it's credit card, mobile, or any other payment method.
Harness the Power of Profitable Payments with Our Merchant Services
- Enjoy low transaction fees, fast and secure payment processing.
- Expand payment options and increase profit margins with cutting-edge technology.
- Increase sales and improve customer satisfaction.
- Reduce time spent on payment processing, allowing you to focus on growing your business.
- Expert support and guidance throughout the entire process.
- Customized solutions designed for your business needs.
Payment Processing Solutions for Every Business

Credit Card Terminals
EMV-ready, contactless card terminals

Complete Point of Sale Systems
POS options for all business types

Mobile Payments Readers
Accept payments on mobile devices

E-commerce Virtual Terminal
Online store payment processing
Learn how to qualify for free hardware and processing equipment
Free Gift
Evaluate Your Merchant Services for Maximum Success

Are you paying more in fees than you should be? Are you leaving money on the table from lack of payment flexibility? Are you taking on too much risk to your business because of a bad merchant contract?
Download and use this free 10-step Checklist to assess whether your current merchant services set-up is helping your business grow or hindering your growth.
Enter your name and email below for instant access!
Why Business's Choose Us

Transparent Pricing
Our "True" Interchange pricing ensures no hidden fees, gimmicks, or rate increases, providing lower costs & total transparency.

Easy Account Setup
Get started quickly with our seamless account setup and no initial fees. Power up your equipment and start taking payments.

Trusted Support
We're not just a provider; we're a trusted advisor. Count on 24/7 customer service that supports you even after you sign up.
How We Can Help Your Business

B2B & Ecommerce

Home Service & Repairs

Professional Services

Restaurants and Bars

Beauty & Hair Salons

Retail
Looking for more than just a merchant account?
Advanced Payment Solutions

Don’t settle for a standard merchant account. Sink or Swim Merchant Services offers advanced payment solutions to streamline your payment processing and boost your business’s cash flow.
We go beyond traditional payment methods and offer expertise in gift cards, EBT, and electronic checks. With our Gift and Loyalty programs, you can create a strong brand identity by rewarding and building customer loyalty.
We also provide seamless integration of payment acceptance into your management software or ERP for added convenience and efficiency. Experience the difference with our advanced payment solutions!
"Success in business requires training and discipline and hard work. But if you're not frightened by these things, the opportunities are just as great today as they ever were."
-David Rockefeller
Sink or Swim Merchant Services
About Us

At Sink or Swim Merchant Services, we are dedicated to helping businesses stay afloat in the ever-changing world of payments. With over a decade of experience in the industry, we are committed to providing our clients with fair and transparent pricing, seamless account setup, and round-the-clock customer support.
Our mission is to help business owners increase their cash flow by accepting a wider range of payment methods, while also educating them on their options and understanding the true cost of credit and debit card processing. Let us guide you to the perfect solution that meets your needs and keeps your business thriving.
Liliana Leal
Streamline your payment processing and boost your bottom line.
Schedule your Cost-Saving Consultation
Streamline your payment processing and boost your bottom line. Schedule your Cost-Saving Consultation now and discover how Sink or Swim Merchant Services can help your business thrive. We’ll assess your current payment system, identify areas for improvement, and provide a customized solution tailored to your unique needs. Don’t wait – take the first step towards hassle-free payments and increased revenue.