sink or swim

Welcome to Sink or Swim Merchant Services

We Can Help You Unlock the Full Potential of Your Business

Say Goodbye to High Fees, Slow Payments and Inefficient Services. Our cutting-edge merchant services are designed to streamline your payment process, save you money, and ensure you receive your payments efficiently and securely!

Schedule a Cost-Saving Consultation & Learn how to Qualify for a FREE Terminal



Your payment processing for maximum efficiency & speed


Your profit margins with low processing fees


Your payment options for better customer experience

Don't Let Payment Processing Problems Hold Your Business Back

Say Goodbye to High Fees, Slow Payments and Inefficient Services

bad merchant services

Do you struggle with high fees, slow payments and inefficient services from your current payment processing provider?

These issues are all too common for business owners and can lead to significant financial losses, decreased customer satisfaction, and reduced growth.

Imagine having the peace of mind that comes with knowing your payments are being processed smoothly and efficiently.

That’s where we come in. Our merchant services are designed to solve these common problems and help you focus on growing your business.

Accept Any Payment Type with Ease & Stop Leaving Money on the table

american express
apple pay
android pay
sink or swim merchant services

Revolutionize Your Payment Processing

Experience the benefits of streamlined, efficient and profitable merchant services with us.

business owners
Streamlined Transactions

Say goodbye to complicated payment processing and hello to a seamless, efficient system.

Unmatched Security

Keep your customers' sensitive information secure with our top-notch security features.

Maximum Flexibility

Accept payments in any form, whether it's credit card, mobile, or any other payment method.

Harness the Power of Profitable Payments with Our Merchant Services

Payment Processing Solutions for Every Business

clover flex processor

Credit Card Terminals

EMV-ready, contactless card terminals

clover pos system

Complete Point of Sale Systems

POS options for all business types

clover mobile reader

Mobile Payments Readers

Accept payments on mobile devices

clover virtual terminal

E-commerce Virtual Terminal

Online store payment processing

Learn how to qualify for free hardware and processing equipment

Free Gift

Evaluate Your Merchant Services for Maximum Success

Sink or swim merchant services checklist

Are you paying more in fees than you should be? Are you leaving money on the table from lack of payment flexibility? Are you taking on too much risk to your business because of a bad merchant contract?

Download and use this free 10-step Checklist to assess whether your current merchant services set-up is helping your business grow or hindering your growth.

Enter your name and email below for instant access!

Why Business's Choose Us

transparent pricing

Transparent Pricing

Our "True" Interchange pricing ensures no hidden fees, gimmicks, or rate increases, providing lower costs & total transparency.

easy account setup

Easy Account Setup

Get started quickly with our seamless account setup and no initial fees. Power up your equipment and start taking payments.

trusted support

Trusted Support

We're not just a provider; we're a trusted advisor. Count on 24/7 customer service that supports you even after you sign up.

How We Can Help Your Business

B2B ecommerce

B2B & Ecommerce

home service repairs

Home Service & Repairs

professional services

Professional Services

restaurants and bars

Restaurants and Bars

beauty and hair salons

Beauty & Hair Salons


Looking for more than just a merchant account?

Advanced Payment Solutions

advanced merchant services

Don’t settle for a standard merchant account. Sink or Swim Merchant Services offers advanced payment solutions to streamline your payment processing and boost your business’s cash flow.

We go beyond traditional payment methods and offer expertise in gift cards, EBT, and electronic checks. With our Gift and Loyalty programs, you can create a strong brand identity by rewarding and building customer loyalty.

We also provide seamless integration of payment acceptance into your management software or ERP for added convenience and efficiency. Experience the difference with our advanced payment solutions!

"Success in business requires training and discipline and hard work. But if you're not frightened by these things, the opportunities are just as great today as they ever were."

-David Rockefeller

Sink or Swim Merchant Services

About Us

Liliana Leal

At Sink or Swim Merchant Services, we are dedicated to helping businesses stay afloat in the ever-changing world of payments. With over a decade of experience in the industry, we are committed to providing our clients with fair and transparent pricing, seamless account setup, and round-the-clock customer support.

Our mission is to help business owners increase their cash flow by accepting a wider range of payment methods, while also educating them on their options and understanding the true cost of credit and debit card processing. Let us guide you to the perfect solution that meets your needs and keeps your business thriving.

Liliana Leal

Streamline your payment processing and boost your bottom line.

Schedule your Cost-Saving Consultation

Streamline your payment processing and boost your bottom line. Schedule your Cost-Saving Consultation now and discover how Sink or Swim Merchant Services can help your business thrive. We’ll assess your current payment system, identify areas for improvement, and provide a customized solution tailored to your unique needs. Don’t wait – take the first step towards hassle-free payments and increased revenue. 

Scroll to Top